Many people turn to debt negotiation for different reasons. They may be on a consolidation plan and not seeing any progress, are suffering a financial setback and steadily sinking further into debt, or are in such financial strain that they are considering bankruptcy. We're here to help you eliminate your debts once and for all. We don't work for the credit card company, we work for you.

Debt Relief Services works with you to eliminate your debts in the shortest amount of time with the least amount of money without filing bankruptcy. We will determine a monthly savings plan that fits into your budget based on the total amount of your debt. You are in COMPLETE control of your finances—you set up your own savings account where you set funds aside for the purpose of settling your debts. When we negotiate a settlement that YOU agree to, YOU withdraw the funds and send the money directly to the creditor. Unlike other programs, you are able to set aside as much as possible each month.
Unlike consolidation or bankruptcy, enrollment in our program will not show up on your credit report. While enrolled in our program, creditors may report you as late. It's important to remember that the goal is to pay off your debts in the quickest, most honorable, most cost-efficient manner possible, within your ability to pay. Once your debts are settled, your creditors will typically report your debt as “Settled” or “Paid”. After completion of your debt settlement program, you will then be guided to additional resources that will assist in rehabilitating your credit, removing errors on your credit report, possibly qualifying you for a mortgage and even more.

There is no cost to find out more. Fill out form on the right or call to speak to a Debt Analyst. He or she will ask for some information from you and give you an explanation of how our program may help you!